Banking Services

JanSeva csp has emerged as leading player at the forefront driving financial inclusion and social inclusion initiatives through its network of csp providing Business Correspondent Banking Services. JanSeva csp is a Business Correspondent to major public sector banks that offers an advanced platform for real-time, paperless, inter-operability banking, which provides a unique service experience to the customers. Our csp render comprehensive banking services to the unbanked and underbanked population of India.

Service Offerings

Key Features and Benefits

• Our outlets are located at the Gram Panchayat level or village locations so that the customers need not travel long distances
• Our outlets are open for banking services beyond normal banking hours thus providing convenience
• All our outlets offer paperless and biometric enabled banking to enable the uneducated rural population to do transactions in ease
• We provide interoperable banking across 26 banks if the user’s account is linked to Aadhaar number
• Facility to open zero balance accounts under the scheme PMJDY, which is a financial inclusion initiatives

Benefits of Pradhan Mantri Jan Dhan Yojana (PMJDY) Account

• No minimum balance required
• Accidental insurance cover of Rs. 2,00,000
• Life insurance cover of Rs. 30,000 payable on death of the beneficiary, subject to fulfilment of eligibility conditions
• Beneficiaries of Government schemes will get Direct Benefit Transfer in these accounts
• Overdraft facility up to Rs. 10,000 is available for one account per household, preferably to the female member of the household